Contributions
Employee contributions are deducted monthly from salary and matched by the employer at a configurable rate — both credited to each member's PF account per policy.
End-to-end provident fund management for trusts and employers in Pakistan — from contributions and investments to profit allocation, loans and final settlements.
From the first contribution to the final settlement — automated, accurate and transparent.
Digi8's Provident Fund Management system replaces fragile spreadsheets and disconnected workpapers with a single governed platform. It maintains member-level accounting, automates profit allocation, processes loans and withdrawals, and generates the statutory reports your trustees and regulators require.
Each function is configurable to your fund's policy and integrated end to end.
Employee contributions are deducted monthly from salary and matched by the employer at a configurable rate — both credited to each member's PF account per policy.
Track TDRs, T-Bills, PIBs, mutual funds, maturities and returns across the fund's portfolio.
Manage Term Deposit Receipts — principal, profit rate, placement and maturity — with alerts before each TDR matures.
Annual returns calculated on the total fund and distributed proportionately to members.
Automate profit calculation and allocation with flexible methods and pre-posting review.
Apply, approve and track PF loans — deductions handled via payroll integration.
A 24/7 ESS portal for balances, contribution history and applications.
Automated payout on resignation, retirement or termination, with a full statement.
The platform automates contributions, profit distribution, loan processing, employee portals and final settlements — all connected through your payroll system. When an employee exits, their settlement is computed and paid out automatically against a clear, auditable statement.
Contribution deductions and loan recoveries run directly through your payroll each cycle.
Annual returns are calculated on the fund and shared proportionately to every member.
Final payout is computed and documented in a single step, with a clear auditable statement.
Reviewable calculations for contributions, profit and settlements.
Built with ERP, accounting and financial systems expertise.
Available on cloud or on-premise.
See how Digi8 automates contributions, profit allocation, loans and settlements on one compliant platform.